Planning to make
a large purchase
but can't qualify?
Our credit consultant experts can help.
Credit consulting experts
Book a Free Consultation
Our Services
Credit
Approval
Are you trying to get credit approval? Improving your credit score will give you access to better interest rates, saving you thousands of dollars each year!
Credit
Education
Do you know what can improve or damage your credit score? Are you interested in learning how to maintain a good credit score?
Credit Restoration
Credit Restoration
Errors and inaccuracies on your credit report can be costly. We will help you find and remove any mistakes in your report.
Loan
Assistance
Let us help you create a realistic time frame to achieve your desired credit report results.
Credit Approval
Are you trying to get credit approval? Improving your credit score will give you access to better interest rates, saving you thousands of dollars each year!
Credit Education
Do you know what can improve or damage your credit score? Are you interested in learning how to maintain a good credit score? Please take advantage of our free educational resources and start saving money today!
Credit Restoration
Errors and inaccuracies on your credit report can be costly. Call and learn how we can help you restore your credit score. We will help you find and remove any mistakes in your report.
Loan Assistance
Let us help you create a realistic time frame to achieve your desired credit report results. We analyze your credit and guide you through the process. Contact us today!
Credit score building
Learn how to start building your credit score and a different option you can work on!
Apply for a new credit card, keep low balances, make timely payments, etc.
Credit card managment
Learn how to manage your credit cards and make your credit work for you!
Obtain credit approval
Build your savings. Learn what’s in your credit report. Maintain a good credit score.
Top credit help specialists would gladly consult you
on a wide array of issues and do their best to help you.
Besides, we would assess your case and create a profound custom-tailored strategy based on your needs and goals.
We deal with credit consulting, lowering current interest rates, identity theft consulting, credit and divorce consulting, credit monitoring, credit score analysis, credit building, credit restoration, refinancing, debt settlement, loan assistance, etc.
Book a Free Consultation
Loan Assistance
We help our clients to obtain loans for the construction or purchase of a house, for the purchase of a car, the purchase of equipment, training, repairs, and treatment.
- Mortgage loans
- Homeowners investment
- Real estate investing
- Building a house
Consumer credits consulting
Our clients receive daily support and advice on obtaining consumer loans. Every day we assist in securing consumer loans, and we greatly value our clients!
- Study loans
- Car loan
- Home renovation loan
- Credit for treatment
Business credits consulting
We have been helping and advising businesses in lending and improving credit for trade for many years.
- Loans for business
- Refinancing loans
- Investment loan
- Development loan
“LET US TAKE A GIANT LEAP
AHEAD
BETTER TOMORROW”
We, the team of TOP CREDIT HELP, are here to provide you with services regarding Credit help.
For more than 14 years, TopCreditHelp has been a leading accredited financial consulting and credit restoration organization, providing excellent solutions to businesses and people. Our cutting-edge financial products have successfully served large organizations such as Bank of America and Capital One for years.
Top Credit Helps loan recovery process:
Online registration and payment mechanism that is simple to use
● All-encompassing service
● Individual assistance is available.
● Management by professionals
● Specialists in Loan Recoveries
● There are no hidden costs. Results that are quick and long-lasting
Improve your Credit Today
WHY CHOSE US?
● Top Credit Help understands that building an excellent credit report takes time, but we can help accelerate the process with our proven solutions. We don’t offer a complete solution like other companies. We create a plan that is tailored to your specific requirements so that you can reclaim your Credit.
● With our help, you’ll get the results you want quickly and for a lot longer!
● Working with us provides complete guidance and support; you will always have access to your credit counsellor, and we will assist you in promptly resolving any issues!
Our VALUES:
● Top Credit Help experts will gladly advise you on a wide range of concerns and do everything possible to assist you. Furthermore, we would examine your situation and develop a comprehensive, custom-tailored approach based on your needs and objectives.
● Credit consultancy, decreasing compound interest, identity theft consultation, Credit and divorce consulting, monitoring services, credit score analytics, credit building, credit restoration, refinancing, debt settlement, loan aid, and so on are some of the services we provide. To maximise our efforts, efficiently tackle all difficulties, and generate outstanding outcomes, we take a personalised approach to each client.
Some crucial details concerning credit scores:
Your credit score has a significant impact on your financial life. It has a substantial effect on whether or not a lender would provide you Credit.
● People with credit ratings of less than 640 are classified as subprime borrowers. To compensate for taking on additional risk, lending institutions frequently charge higher interest rates on subprime mortgages than on standard mortgages. It will create tension in the mind of the borrower that they are taking higher risks.
● A credit rating of 700 or above, on the other hand, is generally regarded as good and may qualify a borrower for a lower interest rate, resulting in them paying less amount in interest over the life of the loan. Ratings of 800 or higher are considered outstanding.
FICO defines ranges for credit score as follows:
● Outstanding: 800 to 850
● Very Good: 740 to 799
● Sound: 670 to 739
● Fair: 580 to 669
● Poor: 300 to 579
One must know that credit score is the number that exhibits the borrower’s creditworthiness. A borrower’s credit score improves the way they appear to potential lenders. A credit score is calculated using information from your credit histories, such as the number of accounts you have open, the total amount of debt you owe, and your repayment history, among other things. Lenders use credit scores to assess the likelihood of a borrower repaying a loan on time. A credit score is essential in determining whether or not a lender will grant Credit. Many financial institutions employ the FICO rating system.
All factors in credit score include:
● Repayment history
● loan varieties
● credit history timeline
● individual’s total debt
Happy Stories
TopCreditHelp did an amazing job repairing my credit an getting me where I needed to be to become a home owner they went above an beyond to make the customer was satisfied with the work being done it was worth every penny
Charisma Bonner
My credit was so bad I thought I couldn’t be helped. But after working with Alex at Top Credit Help and following his guidence I was able to purchase my beautiful home in NC. All thanks to the amazing work and dedication from this company. I highly recommend them.
Abel Martinez
I had multiple issues with my credit and was next to despair because I really needed loans. They did such a great job. I got several personal loans and also two business credit lines. It took a reasonable amount of time, the customer service was always great.
Valya Gavri
